Peach Bitcoin Review 2024: Peer to Peer Exchange [No KYC]

4.00 out of 5
(3 bitcoiner reviews)

Peach Bitcoin is a European-based peer to peer exchange that does not require KYC verification and accepts various payment methods, including cash.



Peach Bitcoin is a non-KYC exchange for selling and buying Bitcoin in Europe, Africa, and Latin America. The exchange supports multiple payment methods, including bank transfer, mobile wallets, and cash. As a peer-to-peer bitcoin exchange, you buy and sell directly with other peers rather than through the platform. There is no need for a passport photo or a driving license in order to buy or sell bitcoin on the exchange.

How Peach Exchange Works

You need to install the Peach Bitcoin app (via the App Store, Play Store, or APK download). After installation, you will be asked if you want to share some data with the exchange. You’ll then be met with a brief three-step explanation of how Peach works. You will then be asked if you have Peach Bitcoin referral code. Don’t be concerned if you don’t.

A Peach Bitcoin referral code is a unique code that gives you and the person who referred you reward when you sign up and use Peach Bitcoin. You will get your code when you open your account.

A Peach account is not the same as a regular account with other services, such as an email address and a password. Your Peach account is a file that lives locally on your phone, so Peach Bitcoin does not to store your data or know who you are. This file contains all of your information, from your bitcoin wallet keys to your payment information. It is possible to use the exchange by connecting to your own node. You must back up this file because losing your phone will result in you losing access to your Peach account and the funds in your Peach wallet. After you’ve completed your first trade, you’ll be asked to create a backup and a password.

There is no other way to unlock your account if you forget your password.

Placing your first buy or sell offer can be done in just a few seconds. You’ll just need to tell the platform how much you want to buy/sell, and how you want to pay your seller or how you want your buyer to pay you. Before your sell offer is published, you need to send bitcoin to an address that is controlled by you and Peach (escrow) to secure the trade. If the seller/buyer matches you back, you’ll be notified and shown their payment details. Peach has a ranking algorithm that score users for various of actions, in order to protect the users.

You can only buy up to 1000CHF (or equivalent) of bitcoin per day, without providing your identification to the seller. The monthly anonymous limit is for anonymous payment methods such as cash and gift cards.

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Peach Bitcoin Supported Currencies And Payment Methods

We are partnering with meetups all over the world to facilitate safe & secure places to trade Bitcoin with cash. If you are a meetup organizer and would like to get your meetup into Peach, get in touch, and we’ll get back to you to proceed with the integration! If your meetup is eligible to be integrated inside our app, we’ll get back in touch with you to ask for the final details.

Currently, supported currencies to buy Bitcoin on Peach exchange are EUR, GBP, CHF, SEK, DKK, NOK, BGN, ISK, RON, TRY, PLN, CZK, HUF, ARS, COP, PEN, MXN, CLP, CRC, BRL, XOF, CDF, GHS, and NGN. Supported online wallets are Advcash, Wise, Revolut, and PayPal. In addition to SEPA, the following payment options are supported: Vipps (Norway), MobilePay (Denmark), Satispay (Italy), MBWay (Portugal), Bizum (Spain), Blik (Poland), Twint (Switzerland), Swish (Sweden), and M-Pesa (Kenya).

Being a peer to peer exchange, you can also pay with cash. In addition, the p2p exchange supports Amazon gift cards for buying bitcoin. It’s possible to choose as many payment methods as you want to increase your chances of finding a match.

Peach Fees

Peach charges 2% of the trading volume in fees to the buyer. You can always see the full fee structure at the end of your trade.

Limitations of Peach Bitcoin from a user on the platform since 2022

  • Limited number of offers: The platform currently has a restricted selection of offers, with some sell offers having high premiums.
  • Limited filtering options: The filtering functionality is limited to fiat amount and payment options, lacking options such as score or premium.
  • Text-only chat: It would be beneficial to have the ability to share screenshots/PDFs in the chat, especially for sharing payment confirmation details.
  • Lack of a second-layer option: The platform currently does not offer a second-layer solution like the Lightning Network.

Peach referral: use code PR5053 to get a free first trade. After signing up, you can also start using your personal code to bring friends aboard.

Peach Bitcoin Supported Countries and Languages

Peach Bitcoin is available in Europe, Latin America, and Africa. Among the European countries where Peach Bitcoin is accessible are UK, Switzerland, Sweden, Denmark, Norway, Bulgaria, Iceland, Romania, Turkey, Germany, Netherlands, Poland, Czech Republic, Hungary, and Greece. In Latin America, Peach Bitcoin serves Argentina, Colombia, Peru, Mexico, Chile, Costa Rica, Brazil, while in Africa, it is available in Nigeria, Ghana, Kenya, South Africa, as well as other African countries. The platform is available in English, Spanish, French, German, Italian, Greek, Swahili, Ukrainian, and Portuguese.

Is Peach Bitcoin Safe and Legit?

Peach Bitcoin prioritizes user privacy and security. With a non-KYC (Know Your Customer) policy, your transactions remain private. Your data is stored locally on your phone and is fully end-to-end encrypted whenever you conduct transactions. Moreover, there are no private details need to be submitted during the Peach Bitcoin sign up process. The Peach Bitcoin wallet is non-custodial, meaning you retain control of the private keys, enhancing security. Additionally, you can send funds from the Peach app to your external wallet, including hardware wallets.

Peach also boasts an escrow system in place that enhances trust and security in transactions. Finally, Peach is a member of Polyreg, a Self Regulatory Organization (SRO), and holds a Swiss financial service provider license, fully compliant with Switzerland’s Anti-Money Laundering Act, further affirming its legitimacy and commitment to regulatory standards.

Is Peach Bitcoin a Good Fit for You?

Peach Bitcoin could be a good fit for you, if you are looking for a high degree of privacy. It’s a non-KYC exchange, meaning you don’t need to provide identification to use it. Plus, its built-in wallet is a non-custodial wallet, so you hold the private keys to your Bitcoin directly, not Peach app. This is ideal if you prioritize self-custody. Its app is available in a number of languages spoken in Africa, Europe, and Latin America, and a variety of popular payment methods. It’s also integrated with the Liquid Network, which can offer faster settlement times for L-USDT transactions.

However, there are some drawbacks to consider. First, buying Bitcoin on Peach comes with a 2% fee, which is steeper than many other exchanges. Secondly, Peach is currently limited to mobile use – there’s no web version available. If you prefer desktop trading, this might be a dealbreaker. Security-conscious users should also be aware that Peach doesn’t support Tor for anonymized transactions. While the Peach app currently lacks Lightning Network support, they recently informed us via email that integration is planned for sometime this year.

So, is Peach Bitcoin right for you? If you prioritize privacy, control over your Bitcoin, and are comfortable with a mobile-only platform, it could be a good option. However, be mindful of the buying fees. If you’re looking for the absolute lowest fees or prefer desktop trading, you might want to explore other Bitcoin exchanges.

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Peach Bitcoin Alternatives

More Information About Peach Exchange

Additional information


Type of Exchange


Supported Cryptocurrencies


Web-Based Interface

Mobile App


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Source Code

Lightning Network


Liquid Network



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3 reviews for Peach Bitcoin Review 2024: Peer to Peer Exchange [No KYC]

  1. 4 out of 5


    The app’s user-friendly interface and ease of navigation make it a great option for those looking to buy or sell Bitcoin within Europe. As someone who has used it, I find it to be a reliable and efficient platform. However, it’s worth noting that its liquidity is not as high as some other non-KYC peer-to-peer exchanges such as Robosats and Bisq. This is likely due to the fact that the app is relatively new to the market. Nonetheless, it remains a solid choice for those seeking a convenient and secure way to exchange Bitcoin.

  2. 3 out of 5


    Peach app is a great choice for non-KYC bitcoin exchange. Unfortunately, the app is not open-source and does not support Tor. However, you can still use Orbot or a VPN while using the app. You should also keep in mind that your account and wallet are linked to your DeviceID. Despite these limitations, Peach app is a new, reliable choice for those looking to buy non-KYC bitcoins in Europe.

  3. 5 out of 5


    As a beta user of Peach since December 2022, I have engaged in over 200 trades and have been thoroughly impressed with the user experience, despite the product being in its early stage.

    What I appreciate:

    1. Quick start: It only takes a few minutes to begin trading after installing the app.
    2. Intuitive trading: The process of executing a trade is swift and easy to understand.
    3. Escrow system: With the escrow being funded before a seller can publish an offer, there is no need to wait for on-chain transactions to finalize a deal.
    4. Wide range of payment options available.
    5. Minimal interaction with the counterparty: In most cases, there is no need for extensive communication if everything goes smoothly.
    6. Reputation system: The platform incentivizes good behavior by implementing a reputation system.
    7. Excellent support: The support team promptly addresses questions and efficiently handles disputes.

    Areas for improvement:

    1. Limited number of offers: The platform currently has a restricted selection of offers, with some sell offers having high premiums.
    2. Limited filtering options: The filtering functionality is limited to fiat amount and payment options, lacking options such as score or premium.
    3. Text-only chat: It would be beneficial to have the ability to share screenshots/PDFs in the chat, especially for sharing payment confirmation details.
    4. Lack of a second-layer option: The platform currently does not offer a second-layer solution like Lightning Network.

    Overall, Peach shows great promise as a trading platform, and I look forward to seeing its continued development and improvement.

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