Bringin Review: Convert Bitcoin to Euro [SEPA, IBAN]

Bringin is a tool designed to make spending Bitcoin easier and more accessible in Europe. It bridges the gap between Bitcoin, Lightning, and traditional finance by offering an offramping solution.


Bringin is a tool designed to securely buy, sell and convert Bitcoin into Euros, either directly into your bank account using SEPA/IBAN or onto a virtual debit card. This solution not only enables safe spending, buying, and selling of Bitcoin but also provides innovative off-ramping options. Off ramping, the process of converting Bitcoin back into traditional currency, is essential for expanding the utility of Bitcoin in areas where it’s not yet accepted for goods and services.

For the mass adoption of Bitcoin, the ability for users to spend their Bitcoin quickly, fast and safely is necessary. We aim to build all tools necessary to make Bitcoin convenient for everyone. – Bringin

In Europe, individuals using Bitcoin exchanges face the constant threat of being de-banked, as banks often block payments from third-party providers associated with these exchanges for compliance reasons. With Markets in Crypto-Assets Regulation (MiCA) regulations tightening in 2024, compliance requirements for such providers working with Bitcoin companies will become even stricter. Bringin Bitcoin offers a solution to prevent your account being frozen by assigning each user a dedicated IBAN account.

Bringing Features

Bringin provides a comprehensive suite of features aimed at simplifying the off-ramping process and enhancing the usability of Bitcoin in everyday transactions:

  • Buy and Sell Bitcoin: You can buy and sell Bitcoin with a European bank account using SEPA and IBAN.
  • APIs: Bringin offers APIs that enable businesses to integrate Bitcoin off-ramp solutions seamlessly. These APIs allow their users to create Bitcoin invoices, which can be instantly converted to fiat currency. This allows businesses to accept Bitcoin payments without the complexity of managing Bitcoin.
  • Lightning Network Support: Bringin Bitcoin supports Lightning Network transactions, facilitating faster and more scalable Bitcoin payments for users and businesses alike.
  • Self-Custodial Wallet: Merchants using Bringin retain full control over their funds, whether on-chain or Lightning Network, eliminating concerns about third-party custody.
  • Dedicated IBANs: Every user receives a dedicated IBAN linked to their Bringin account to ensure secure and transparent fund transfers to their bank account.
  • Virtual Debit Card: Bringin offers a virtual debit card so you can spend Bitcoin at online shops or use it for various expenses such as gym memberships, rentals, and even book travel and hotel with Bitcoin.
  • Accounting: Bringin provides merchants with a dashboard for generating reports on past transactions and conversions, simplifying Bitcoin tax filing and inventory management.

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How Bringin Works

Bringin Bitcoin operates through a straightforward process for both individuals and businesses. Individuals seeking to use Bringin for converting Bitcoin in their Bitcoin wallet to Euros undergo phone, email, and ID verification. Once verified, Euros from the converted Bitcoin are deposited into their dedicated IBAN account through a secure SEPA transfer. Additionally, individuals can opt to create a one-time use virtual debit card for spending Bitcoin directly at online stores or for various services.

For businesses, they need to fill out an online form answering a few questions and the platform will contact the business. Bringin offers APIs enabling integration of Bitcoin offramp features for European customers, facilitating invoice payments with Bitcoin, which are instantly converted to Euros and deposited directly into the business’s bank account.

In simpler terms, Bringin allows you to get an IBAN account that works with any Bitcoin and Lightning Network software. This means you can easily and securely convert between Euros and Bitcoin using Bitcoin wallets, BTCPay Server, LNBits, and Nostr clients.

Imagine this: when you get a Bitcoin payment through BTCPay Sever, Bringin can automatically swap a portion of it into Euros and deposit them right into your IBAN account.

When you use Bringin for Bitcoin on- and off-ramps, banks see regular money transfers, but behind the scenes, the Lightning Network lets you easily move Bitcoin in and out of Bringin, following all the regulations, including MiCA (Markets in Crypto-Assets), a regulation set up by the European Union (EU) specifically for cryptocurrencies and other digital assets.

To sell Bitcoin through Bringin, you simply enter the desired amount of Bitcoin, review the current Bitcoin price, and calculate the total Euros you will receive, accounting for a flat 1% transaction fee. Upon confirmation, you can choose to create a virtual debit card or withdraw Euros to your bank account. After selecting the withdrawal option and reviewing the order summary, you have a 24-hour window to send the specified Bitcoin amount to the provided address. Once the Bitcoin transaction is confirmed, you can initiate a SEPA transfer from your Bringin account to your desired bank account.

To buy Bitcoin with IBAN, you need to deposit Euros into your Bringin account by transferring funds to the dedicated IBAN account provided on their dashboard. Bringin does not hold custody of your Bitcoin, facilitating smooth on and offramping to your own Bitcoin wallet.

Bringin Fees

Bringin adopts a transparent fee structure. It charges a flat 1% fee on every transaction, with no hidden fees or markups. This transparent fee structure ensures you have clarity on the costs involved in converting Bitcoin to Euros. For businesses integrating Bringin’s API, the company offers a pricing model that enables integration without any monthly fee commitments.

Bringin Supported Countries

Bringin can only onboard users from countries that are part of the European Economic Area (EEA), such as Austria, Belgium, France, Germany, Italy, the Netherlands, and Spain. The platform is available in English, Italian, Spanish, and Russian.

Is Bringin Safe and Legit?

Bringin is a legitimate company registered in Lithuania. It collaborates with licensed entities to offer custody and off ramping services, and it ensures compliance with regulatory standards while safeguarding user interests. The platform facilitates transparent fund transfers through instant SEPA transactions from dedicated IBANs to users’ chosen beneficiary accounts. This approach mitigates the risk of funds being frozen or accounts blocked due to regulatory pressures.

Unlike most traditional exchanges, Bringin adopts a noncustodial model. It facilitates for the sale of Bitcoin from self-custodial wallets to enhance overall security of your funds and trustworthiness. Plus, their website is easy to use, making it simple to change your Bitcoin into Euros while keeping everything secure and straightforward.

Bringin: Exchanging Bitcoin to Euro With SEPA

Bringin is a valuable tool for both individuals and businesses looking to bridge the gap between Bitcoin and everyday transactions. Its focus on security, ease of use, and competitive rates of 1% fee makes it a compelling option for anyone who wants to spend their Bitcoin in Europe without a hassle.

Bringin makes it easy to sell Bitcoin or convert Bitcoin into Euros so you can use it online or for stuff like rent or gym fees. It’s simple to use and allows you to keep your self custody wallet. Additionally, you are provided with a dedicated IBAN account to facilitate secure transactions. Businesses can also accept Bitcoin payments and quickly change them to Euros, depositing them directly into their bank accounts. This not only expands the customer base but also eliminates the complexities of businesses managing Bitcoin independently.

Sign Up for Bringin

Additional information

Bitcoin Only


Lightning Network

Mobile App


Dekstop App


QR Code



Supported Countries



Vilnius, Lithuania


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