Bolt Card Review: Bitcoin Debit Card

The Bitcoin Bolt Card is a bitcoin NFC card that enables you to spend your bitcoin at Lightning compatible merchants all over the world.

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Description

The Bitcoin Lightning Bolt Card is the first bitcoin debit card in the world. The Lightning debit card, from CoinCorner, enables you to spend your bitcoin easily at Lightning compatible merchants all over the world. It is intended to be simple to use and administer. For example, you can check your balance, transaction history, and change your card settings from your mobile device.

With the Bitcoin Lightning Bolt Card, you can enjoy all the benefits of Bitcoin without the hassles of dealing with exchanges or complicated wallets. Simply load your card with Bitcoin, and you can use it just like any other debit card to make purchases online or in person.

Bolt debit card features

  • Merchant Payments. The Bolt Card allows a customer to make bitcoin payment at a merchant Point of Sale
  • Bitcoin Lightning Card. Pay with bitcoin using the Lightning Network at merchants that accept Lightning payments
  • Personal Payment Rules. Choose your own payment terms, on a per transaction or per day basis
  • Android App. Program your own cards with easy to use Android App.

Where to buy the Bolt Card

What you need are blank NXP NTAG424DNA cards, which you can buy them from many different vendors such as Laser Eyes Cards, Identiv.com, CoinCorner.com, ShopNFC.com, Yanabu Bolt Card (Korea), PleTag, and ZipNFC.com.

Bolt Card set up

Follow this GitHub link and set up your bolt card service as described in the Bolt Card repository, order some blank NFC cards and then download and install the NFC programming app to set up your Bolt Card.

The video below shows you how to set up the Bolt Card.

 

How does the Bolt Card payment work?

Each Bolt NFC card is preloaded with the lnurlw:/ address of your bolt card service, as well as security keys that generate a fresh unique hash each time the card is scanned. The card sends the merchant the LNURL, a protocal that provides a standard for making bitcoin payments over the Lightning Network, and unique numbers. The merchant can then use these values to make a one-time call to your bolt card service; the card must then be tapped again to obtain new values. The Bolt Card service then compares the payment value to your payment rules.

The merchant only needs to use an Android device that supports compatible Lightning wallets and PoS.

Compatible wallets and Point of Sale apps

  • Breez
  • BTCPay Server PoS Web App
  • CoinCorner POS app (registered merchants only)
  • LNbits TPoS
  • Tinkl.it POS app (Europe only)
  • VoltPay
  • Blixt Wallet
  • Wallet of Satoshi
  • ZeeBeDee
  • Lipa

There are many barriers to entry for merchants and users to start accepting bitcoin. Scanning QR codes while pretty quick and compatible gives a bit of a clunky user experience for small payments. Tapping your bolt card provides a user experience that matches the big payment providers. Not least to mention that the fees for using the Bitcoin Lightning network are now at least a magnitude smaller than the legacy payment provider.

Bolt card wallet

The Bold card wallet is a mobile app that connects to your Bolt card and allows you to manage your Bitcoin Lightning wallet. You can connect and set up your Bolt Card, view transactions, top up your card, scan receipt QR codes to verify transactions, and even connect it to other Lightning wallets for additional functionality. It also allows integrating with Point-of-Sale systems for increased flexibility.

Notably, you can connect your Bolt Lightning wallet to your own LND node for full control or use a trusted third-party node for convenience. You can even host cards for others, introducing them to the Lightning network.

Bolt card supported countries

The bitcoin lightning card is available for purchase worldwide and doesn’t require you to be a CoinCorner customer to set up or use it. However, CoinCorner.com’s website and app, are currently only accessible in the following countries: Alderney, Argentina, Australia, Belgium, Brazil, Bulgaria, Cayman Islands, Cyprus, Czech Republic, Denmark, El Salvador, Estonia, France, Germany, Greece, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Luxembourg, Malta, Mauritius, Monaco, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, United Kingdom, and Virgin Islands

See Bolt Card demo below.

 

More Information

Additional information

Bitcoin Only

Source Code

Bitcoin Debit Card

Yes

Lightning Network

LNURL

NFC

Mobile App

Yes

Operating System (OS)

Supported Countries

Worldwide

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